by 5377L3_p0u | Dec 18, 2023 | News Blog
The Texas Legislature in the recently concluded regular session approved SJR 60, proposing the first major regulatory overhaul of home equity lending in nearly a decade. This proposed amendment to the Texas Constitution will be presented for ratification in Texas’...
by 5377L3_p0u | Dec 18, 2023 | News Blog
Construction lending was widely viewed as a strong contributing factor to the 2008 financial crisis and many banking failures. In the aftermath, regulators imposed new capital and reserve requirements on bank lenders, including a complex set of rules relating to high...
by 5377L3_p0u | Dec 18, 2023 | News Blog
On April 14, 2017, the Fifth Circuit Court of Appeals in Austin v. Kroger, following direction from the related Texas Supreme Court’s 2015 opinion in Austin v. Kroger, Texas, LP, 465 S.W.3d 193 (Tex.2015), examined the duty that an employer owes its employees to...
by 5377L3_p0u | Dec 18, 2023 | News Blog
In the second of two Federal Fair Debt Collection Practices Act (FDCPA) cases this term, the United States Supreme Court continued a recent trend of limiting liability under the FDCPA. The case is Henson v. Santander Consumer USA, Inc. and Justice Gorsuch wrote the...
by 5377L3_p0u | Dec 18, 2023 | News Blog
A recent United States Supreme court decision – Midland Funding v. Johnson – continues a trend to limit the scope of liability under the federal Fair Debt Collection Practices Act (“FDCPA”). The facts of the case are reasonably straight forward. Midland owned a debt...
by 5377L3_p0u | Dec 18, 2023 | News Blog
In Texas, employers are not required to subscribe to the state-run workers’ compensation system and instead have the option to provide their employees an injury benefit plan. Employers that exercise this option are often referred to as ‘non-subscribers.’ The Texas...
