J. Allen Smith Recognized as a Texas Super Lawyer

J. Allen Smith, President of SettlePou, has been recognized in Texas Super Lawyers, published by Thompson Reuters, for the 11th year in a row. Texas Super Lawyers are selected through a multiphase selection process of peer nominations, independent research, and...

Texas to Vote on Major Amendment to Home Equity Law

The Texas Legislature in the recently concluded regular session approved SJR 60, proposing the first major regulatory overhaul of home equity lending in nearly a decade.  This proposed amendment to the Texas Constitution will be presented for ratification in Texas’...

Potential Relief from HVCRE Regulations

Construction lending was widely viewed as a strong contributing factor to the 2008 financial crisis and many banking failures. In the aftermath, regulators imposed new capital and reserve requirements on bank lenders, including a complex set of rules relating to high...

Home Equity Reform Bill Advances in Texas Legislature

The Texas house and senate are presently considering a joint resolution proposing a constitutional amendment easing some restrictions on Texas Home Equity Loans and Lines of Credit. This resolution – SJR 60 – is advancing to committee and has substantial industry...